Family Office OSThe Family Bank & AFR Lending Starter Kit
Stop gifting money to family — lend it like the wealthy do.
$149 — or included in the Complete OS at $497.
Who it's for
For anyone who has already given family money with nothing in writing — or is about to. If a child, sibling, or parent needs a loan for a house, a business, or a fresh start, this kit gives you the paper and the process to do it properly: documented, priced at the IRS rate, and clear for everyone at the table.
What's inside
Family Banking Guide — the 5-page playbook: how a family bank works, who decides, how loans are approved, priced, and repaid.
Promissory Note template (Word) — an attorney-ready draft your lawyer reviews and finalizes for your state and your loan.
Family Loan Amortization Calculator (Excel) — payment schedule, interest, and balances for every family loan, so the record is never in dispute.
Family Meeting Agenda (1 page) — the one-page agenda for presenting the loan and the rules calmly, before money moves.
Family Bank Constitution — the written rules of your family bank: purpose, eligibility, limits, and what happens if a payment is missed.
How it works
Pay once. Download instantly — your files appear on the success screen immediately after payment, and a copy is emailed to you. Work the guide first, draft the note, run the numbers in the calculator, then take the draft to your attorney to review and finalize before anyone signs.
How do I receive my files?
Instantly on the success screen after payment, plus a copy by email. Re-download anytime on the My Purchases page with the email you paid with.
What if it isn't right for me?
The 30-day money-back guarantee covers every product, including this one. Full refund to your original payment method — no questions, no hoops.
Is this legal or tax advice?
No. This is education and templates only. The promissory note is an attorney-ready draft — a licensed attorney in your state reviews and finalizes it before use. Check the current AFR at irs.gov before documenting any loan.